United Healthcare Inpatient Rehab Coverage For Drugs and Alcohol

United Healthcare Inpatient Rehab Coverage For Drugs and Alcohol 2022-01-31T16:24:34+00:00

Does United Healthcare Cover Drug and Alcohol Addiction Treatment

uhc logoUnited Healthcare is one of the largest insurance providers in the United States. It insures around 70 million people. Most UCH insurance policies have good addiction treatment benefits although out of pocket costs can vary. You can find out how much you can expect to pay out of pocket for drug addiction treatment services by calling our 24-hour addiction helpline.

United Healthcare Insurance Coverage for Addiction Treatment Programs

Under the Affordable Care Act (ACA) which was passed in 2010, insurance providers must cover essential health services. Substance abuse recovery, behavioral health and mental health are on the list of essential health services and must be covered under the law. Therefore, Unitedhealthcare drug rehab & alcohol treatment is covered under your policy.

United Healthcare Drug Rehab Providers

UnitedHealthCare insurance has a large community of recommended rehab facilities. Before you choose a rehab treatment center, first, you will want to understand your substance abuse coverage.

United Healthcare In Network Facilities & Out of Network Treatment?

rehabs that accept Unitedhealthcare

Most substance use recovery facilities that accept UHC are out-of-network. The reason is two-fold:

  1. UHC demands that substance abuse facilities undergo a rigorous process before becoming in-network.
  2. Billing rates are fixed for in-network facilities which are generally lower than out-of-network, but not always.

Most rehab centers are out of network with UHC. You have more options with an out-of-network policy.

United Healthcare Substance Rehab Coverage

Some United Health Care insurance plans have high out of pocket expenses while other UnitedHealthcare insurance policies have little to no out of pocket costs. Thus, for most individuals, alcohol and drug rehab cost is a very important factor when selecting a rehab center. There are over 15,000 addiction treatment facilities in the United States and selecting a rehab treatment center based on cost alone can be a mistake.

Please continue reading for more information on substance abuse coverage for addiction treatment. 

United Healthcare Inpatient Drug Rehab Coverage

UnitedHealthcare plans cover both inpatient addiction treatment services. Inpatient rehab is residential in nature and usually lasts 28 to 30 days.

Call Us Now to find rehab centers that accept UHC. Start getting help today for you or a loved one.

Residential Rehab Services and Costs

How much does a typical rehab treatment provider charge for inpatient services? Drug & alcohol rehab treatment providers charge anywhere from $5,000 to $30,000 for substance use disorder treatment. How much you will pay out of pocket largely depends on your insurance plan an, its addiction rehab benefits.

United Healthcare Coverage for Outpatient Treatment Services and Costs

Just like inpatient treatment, UHC may also cover outpatient treatment services. Outpatient rehab comes in many forms. It can include doctor visits, addiction counseling or treatment in a group setting. There is a $3,000 term maximum for outpatient treatment coverage for drug or alcohol addiction. Outpatient rehab coverage usually comes into play after inpatient treatment is complete.

United Health Insurance Coverage

  • What is the best way to find United Healthcare drug rehab providers?

You can visit their website and search for addiction treatment specialists that accept UHC. Or, you can call us and we can find a customized treatment program that is designed for your situation. You can speak with our addiction counselors who can help you find facilities that take your insurance group including rehabs that allow cell phones.

UHC Alcohol & Drug Rehab FAQ

  • How many days does United Healthcare behavioral health coverage last?

In general, like most insurance companies, your United Healthcare insurance provider will cover up to 30 days of addiction treatment and can cover as long as one year. Our addiction specialists can verify your policy benefits and give exact information usually in minutes.

  • Should I choose United Healthcare in network rehab facilities versus out-of-network rehabs?

United Health plan insurance plans cover both. However, your maximum out of pocket expense will most likely differ depending on the type of policy you have. You want to to verify your rehab coverage benefits before you decide on a treatment center.

Ink -plans are called HMO plans and out-of-network plans are generally known as PPO plans. UnitedHealthcare Choice Plus is an example of a PPO plan.

  • Will UnitedHealthcare Insurance carrier for Instate or Out of State Addiction programs?

You may expect your policy to pay for both. When you call, we’ll go over your payment options so that you know how much it will cost you with our treatment providers. Our facilities may work out a payment plan that fits within your budget in order to find a way to pay for treatment.

  • Can I pay for treatment out of pocket for drug and alcohol rehab if my insurance provider doesn’t cover most expenses?

Rest assured, your insurance plan will cover substance abuse rehab. However, if for some reason you don’t want to pay out of pocket for substance abuse treatment then you should know that pretty much all drug and alcohol treatment centers will accept cash or credit card as payment.

  • Will UnitedHealthcare plans pay for Drug and Alcohol Detox?

Yes, all UHC policies cover detoxification which is covered under the ACA. It also provides medical coverage and medical advice around the clock during inpatient detox.

  • Do all UnitedHealthcare alcohol rehabs offer the same type of rehab programs?

Many of them offer the same 28 day rehab programs which is the standard in our industry. This could be one of the reasons why relapse rate is so high. The best rehab facilities will customize treatment to your individual needs.

  • What is customized UnitedHealthcare alcohol & drug treatment?

A: A treatment protocol is carefully devised to help tailor a program with you in mind. It takes into account the root causes of your addiction and how to best equip you with the necessary tools that will keep you away from drugs or alcohol after treatment. Various therapies and treatment methodologies are used during treatment to help you achieve your goal.

  • Does UHC cover dual-diagnosis treatment?

UnitedHealthcare offers coverage for addiction, mental and behavioral health treatment services as they are on the list of essential services.

  • Does UnitedHealthcare Insurance cover addiction therapy & counseling?

UCH may cover individual and group therapy sessions with licensed therapists.

  • Does UnitedHealthcare cover Suboxone and Methadone maintenance?

UHC covers both Suboxone and Methadone maintenance.

  • Is United Healthcare Drug Rehab Coverage the same as for Alcohol abuse treatment?

Both drug and alcohol coverage benefits fall under the same umbrella.

  • Are all detox treatment centers the same?

Some recovery centers are licensed to perform detoxification. Others aren’t licensed and use a nearby hospital to perform detox.

It is recommended that you complete rehab treatment under one roof for a better outcome. Comprehensive substance abuse rehabs provide medical services to make your recovery safe and comfortable.

  • What is the difference between United Healthcare Residential Centers and Inpatient centers?

They both mean the same thing. You’re required to complete rehab in its entirety at the treatment facility.

  • How do I find an outpatient detox that is covered by UHC?

Generally, detox is performed either at a hospital or at an inpatient facility. There is no such thing as detox at an outpatient treatment facility. There are short term detox facilities, which means you have to stay at the facility until detoxification is complete before you can start an outpatient treatment program. Residing at the facility is required by every treatment provider during detoxificaton.

  • Is there a cap on United Healthcare coverage for substance abuse treatment?

Your insurance carries should have a lifetime healthcare coverage cap for different treatment options. They will cover drug and alcoholism programs, however, coverage may be limited depending on how many times you’ve been to a rehab center and how much they’ve paid out for rehab.

How To Quickly Verify United Healthcare Drug Rehab Coverage?

Rehab coverage levels vary from group to group. Our experienced addiction counselors will verify your drug rehab benefits with your health insurance company and go over treatment options that are right for you.

UnitedHealthcare Mental Health Benefits Coverage Benefits

United Healthcare plans offer a variety of addiction rehabilitation options to their health insurance policy holders who also require any type of mental health help. United Healthcare has a group of experts who are available to respond to member concerns about anything associated to psychological and health and drug abuse.

Do United Healthcare plans offer simultaneous Mental Health and substance abuse coverage?

As mentioned above, when the Affordable Care Act became law, it mandated that every insurance provider taking part in state exchanges offer all sorts of mental health benefits. Because of ACA, UHC has actually left some state exchanges, however UnitedHealthCare offers much of the psychological health benefits as mandated by law. All in all, United Healthcare insurance coverage for addiction treatment is really good in comparison with smaller insurance providers.

United Behavioral Health Benefits

UHC has an arm that specializes in helping members get proper care for all sorts of psychological issues from everyday problems to severe mental challenges.

What To Expect From UnitedHealthcare for Substance Abuse Rehab

Find Alcohol & Drug Rehab Centers That Accept United Healthcare

freedom from addictionDon’t let substance use disorders dictate your life. It’s time to get help for you or a loved one. Call us today. Our admissions team has a lot of experience working with most insurance companies. They will help you get the most our of your United Healthcare plan and put you in touch a treatment provider that is right for you. The treatment providers in our network offer multiple substance abuse programs for all types of addiction issues.

There are many different types of UnitedHealthcare plans.

We can help you verify your insurance benefit plan and find a high quality addiction treatment plan for you or a family member.  We have access to many high quality treatment centers across the United States and can connect you with a preferred network provider. Our service is free and there is no obligation to commit. Let us get you the help you deserve and put you in touch with qualified treatment specialists. Have your insurance card handy when you call. Take action and call the phone number below.

 

Disclaimer: Your contact information will be kept confidential. Our admissions team does not offer medical treatment advice. We have access to several substance abuse treatment centers that accept United Healthcare and may refer you out in case we’re not able to meet your criteria. Substance abuse programs and treatment options may vary by treatment facility.

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